About Us

We are agile. Constantly focused on growth and being better

PayDay Microfinance is a registered money lender that embraces technology to provide financial products and services to customers. The brains behind the company conceptualised this concept as far back as 2019 and registration was completed in 2021. As a lending-only microfinance institution, PayDay has grown into a multi-faceted financial institution offering a variety of lending, investment, and transactional products to the underbanked in and around the entire country.

Futuristically, we look forward to a listing on the Zimbabwe Stock Exchange and a subsequent admittance to membership of the Deposit Protection Corporation. As such, the operations will traject towards licensing as an authorised dealer that will span to cross border transactions.

PayDay’s focus is on increasing financial inclusivity
PayDay’s focus is on increasing financial inclusivity by providing underserved and underbanked clients with access to appropriate financial solutions. The Group’s savings, credit and insurance products are fit for purpose and span across a broad range of solutions.

Loans are competitively priced and accessed via online channels in South Africa, branches and agencies in the rest of the continent utilising debit orders and a deduction at source model.Financial education plays a key role in PayDay’s day-to-day business activities and the Group places significant emphasis on ensuring customers understand the responsible use of credit.The Group is currently structuring the business to include the full product suite across all countries of intended operation. Botswana, Eswatini, South Africa, Kenya, and Namibia.

Our Mission

Offering innovative technology-led financial solutions and training to transform lives of ordinary individuals, micro, small and medium size entrepreneurs. We do this with care, respect and in a sustainable way.

Our Vision

Director The Microlender of choice for all who aspire to a life of dignity and purpose.

Our Purpose

To Make the Lives of people and communities better.

Our Core Values

Commitment, Humility,
Respect, Innovation,
Service, Trust

Meet our team

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Micheal Matsatsa

Payay Pawn shop

Hamza Ahmad

Web Developer

Omena Rumbble


Our reviews from companies around Australia

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